NuMo Send is the next step in revolutionizing peer-to-peer (P2P) transactions. It has been designed to focus on your life. The beautiful, official-guides-driven UX and UI is perfect for any modern Android and iOS device. NuMo Send is an emerging P2P system that is going beyond the era of banking transactions enabling to efficiently share resources and bring in unique capabilities. A community is empowered to engage in greater tasks and achieve results leading to a significantly more effective economic affairs beneficial to all of us. People enjoy spending less money and time when providing value to their friends and family. No searching, no queues, no obstacles, no “additional” fees — this is how NuMo Send is powering P2P transactions. No matter what you want to do, you can get it done quickly in NuMo Send.
NuMo Send is a mobile application developed for iOS and Android that allows consumers to perform P2P transactions using easy-to-use social-based manner (see p.1 for reference). For this purpose NuMo Send integrates contacts from your device by the same way as it’s done in the most popular messengers like Viber or WhatsApp. NuMo Send has quick and very intuitive registration process. First, you have to enter your phone number and confirm it by entering six-digit activation code received as an SMS. Second, you have to enter your first and last names. That’s it. You’re registered. To protect private data you’re to specify a six-digit password and / or Touch ID that will be used to encrypt all private information stored in the mobile device. The password, however, is never stored in your device, it stays in your mind only!
You can wire your profile to own credit cards. Enter information about your cards either manually or by scanning with the help of an embedded OCR-based reader. NuMo Send supports MasterCard / Maestro and Visa cards. To store the information NuMo Send uses PCI-DSS compliant storages — MoneySend Card Mapping for MasterCard / Maestro, and MS SQL Transparent Data Encryption (TDE) for Visa. Use your wired cards to perform P2P transfers to other users from NuMo Send network of already active and joined individuals. Transfer funds outside as well by entering the receiver’s information manually. NuMo Send leverages MasterCard MoneySend and Visa Direct to perform actual P2P transfers. NuMo Send has an integrated messenger that allows you to send / receive messages as well transaction requests. NuMo Send uses the standard push notification mechanism to keep you informed about new messages, money transfers, statuses, and other useful information.
NuMo Send is a client-server application, where the client-side is developed using native technologies for iOS and Android platforms, and distributed using the standard model (App Store and Google Play). The server-side is developed using Microsoft .NET technologies and has two options for deployment:
- Self-hosted application.
This deployment requires own hardware and software infrastructure (Windows Server, SQL Server, Internet Information Services, .NET Framework 4.5.x, anti-virus, and firewall solutions). The infrastructure owner takes all responsibilities about PCI-DSS certification.
- Microsoft Azure-hosted application.
In this option Microsoft Azure takes responsibilities on PCI-DSS compliancy of their hardware and software infrastructure. NuMo Send is fully integrated with the Azure cloud, and inherits all its characteristics such as scalability, high-availability, multi-tenancy, and more.